A 2025–26 employee estimate
This release estimates the completed 2025–26 financial year, not weekly payroll withholding. It supports backpacker employee wages under full-year resident, full-year foreign-resident or standard WHV rates. Student and other visa holders choose tax residency separately. Taxable income is rounded down to whole dollars.
What is included
Progressive income tax, the resident low-income tax offset, the single-person Medicare levy low-income reduction, full or partial Medicare exemption, single-person Medicare levy surcharge are included. Australian government study-loan repayments are outside this backpacker calculator.
Medicare and loans
The ordinary single-person Medicare lower threshold is $28,011 for 2025–26; the levy phases in at 10% of income above it, capped at 2% of taxable income. A single person without appropriate hospital cover can face a surcharge above $101,000. The estimate assumes wages only, without income-test adjustments.
When an estimate is not shown
Australian government study-loan debt, part-year residency, a visa change, spouses or dependants, senior/pensioner offsets, business or investment income, foreign income, salary packaging and other income-test adjustments need more detail. These cases are directed to myTax or a registered tax agent. The site does not claim to calculate every Australian return.
2026–27 is a different tax year
The new standard work-related deduction and lower first resident tax rate start after the year covered here. Do not apply them to a 2025–26 return. Future-year rules in the study-budget calculator are intentionally different.
Your information
The calculator runs in this browser. These inputs are not saved or submitted to us. Do not enter a TFN, bank details, passwords or receipts here. An estimate is not an ATO assessment; existing debts and adjustments can change the final payment.